{
  "description": "Покупатель без карты: списание недоступно, расчёт показывает, сколько баллов он получил бы как участник.",
  "calculation": [
    "Без участника списание недоступно (reason = no_member).",
    "База начисления 20 000 × 5 % = 1000 коп. = 10 баллов."
  ],
  "rules": {
    "schema": 1,
    "program_id": "01900000-0000-7000-8000-000000000001",
    "timezone": "Europe/Moscow",
    "points": {
      "point_type_id": "01900000-0000-7000-8000-000000000002",
      "precision": 0,
      "value_minor": 100
    },
    "accrual": {
      "percent_bp": 500
    },
    "redemption": {
      "max_share_bp": 10000,
      "min_unit_remainder_minor": 0,
      "min_receipt_minor": 0,
      "confirmation": "weak_identifiers"
    },
    "lifecycle": {
      "activation_delay_days": null,
      "expiration_policy": "after_days",
      "expiration_days": null,
      "expiration_date": null,
      "expiration_years": null
    },
    "returns": {
      "spent_points_policy": "ignore",
      "restore_into_new_lot": false
    },
    "campaigns": [],
    "tiers": null,
    "bonuses": {
      "welcome": null,
      "birthday": null,
      "referral": null
    },
    "stamp_cards": []
  },
  "basket": {
    "purchased_at": "2026-10-03T12:00:00+03:00",
    "redeem_points": 100,
    "redeem_maximum": false,
    "lines": [
      {
        "id": "1",
        "sku": "A",
        "quantity": 1000,
        "amount": 20000
      }
    ]
  },
  "member": {
    "member_id": null,
    "spendable_points": 0,
    "can_redeem": false,
    "can_accrue": true
  },
  "expected": {
    "total": 20000,
    "discount": 0,
    "redeemed_money": 0,
    "redeemed_points": 0,
    "points_earned": 10,
    "payable": 20000,
    "max_redeemable_points": 0,
    "lines": [
      {
        "id": "1",
        "amount": 20000,
        "discount": 0,
        "redeemed_money": 0,
        "redeemed_points": 0,
        "points_earned": 10,
        "payable": 20000
      }
    ],
    "campaigns": [],
    "stamps": [],
    "trace": [
      {
        "code": "redemption.unavailable",
        "data": {
          "reason": "no_member"
        }
      },
      {
        "code": "accrual.base",
        "data": {
          "base": 20000,
          "percent_bp": 500,
          "points": 10
        }
      }
    ]
  }
}